“Homelessness is characterized as the most extreme manifestation of poverty, social exclusion, and marginalization.” (Wynne-Edwards 1998) [i]

Vancouver, like many other Canadian cities, is experiencing a housing crisis. In 2005, there were 2174 homeless, almost double that of 1121 in 2002[ii], and the homeless population is expected to increase to over 3000 by 2010[iii]. A full half of those without a home are living on the street and one third of those without a home have been homeless for a year or more. According to the 2001 Census, 125,000 people in the GVRD are at risk of homelessness[iv]. It is estimated that an additional 3200 units of supportive housing are needed to meet the needs of the homeless or those at risk of homelessness[v] yet the creation of new Social Housing units (including SROs, non-profit housing, cooperatives and subsidized housing) has virtually ceased since 1994[vi].

These numbers suggest a more systemic problem of decreasing access to affordable housing. Affordable housing is defined by the Canadian Mortgage and Housing Corporation as that which costs less than 30% of a household’s gross income. If total housing costs (mortgage payments, interest, insurance, tax, utilities, rent, etc.) equal greater than 30% of a household’s total gross income, then housing is considered to be unaffordable and the household is considered to be in core housing need. The 2001 Census found that in Vancouver one in five was in core housing need and renters were much more likely to fall into core need than owners[vii]. As of 2006, the rental vacancy rate in Vancouver was 0.7%. 3% to 5% is considered healthy[viii]. To purchase an average single family house in the GVRD requires a total household income of $121,921 in order for mortgage payments to be considered affordable yet the average household income is only $42,624[ix]. While the creation of more social housing units and emergency shelters would alleviate short-term problems, any long-term policy solution must address the bigger problem of decreasing affordable housing stock across the entire housing spectrum from private ownership, to rental, to non-market housing. This paper will provide an overview of the current and historical housing policy framework, examine the social and economic context within which such policies must operate, and evaluate current proposals to address the issue.

» More: An Analysis of Housing Policy in Canada & the Vancouver Affordable Housing Crisis